5 tips to increase your credit score, shares Blake Goodman, a 2022 ThreeBestRated® award-winning bankruptcy lawyer in Honolulu

Nowadays, it has become hard to see a person without debt. People take loans for several things, from buying a house or car to gadgets such as mobile phones. But what makes a person eligible to take loans? It is the credit score.

Lenders use a person’s credit score to decide if the person is qualified for the loan and his capacity to repay the debt. If the credit score falls below the average level, that person will not be eligible for loans. It is imperative to maintain a good credit score. So, what are the factors that affect a person’s credit score? How can we avoid it? Let us seek the advice of a bankruptcy lawyer.

We reached out to Blake Goodman, a 2022 ThreeBestRated® award-winning bankruptcy lawyer in Honolulu, Hawaii, to get a few tips to increase the credit score.

• Never exceed your utilization rate on your credit cards, usually 30% of the allowed credit limit.

• Always pay your monthly obligations on time.

• Don’t search for new credit very much or very often, at least not all at once.

• Become an authorized user on other peoples’ well-paid credit cards.

• Never have too much debt in comparison to your income.

About Blake Goodman – Blake Goodman, PC, Attorney

Blake Goodman, Attorney & CPA, has been in practice for over 30 years. He is an alumnus of George Washington University, where he pursued his law degree. Law school is where he realized that he could help businesses maximize their bottom line by lowering a company’s tax liabilities with proper tax planning. Then they would be bestowed with an enormous benefit. That led him to pursue his career in bankruptcy law.

His firm has helped thousands of families file both chapter 7 & chapter 13 bankruptcy, settle their debts to avoid bankruptcy, and resolve millions of dollars in back tax delinquencies. Blake Goodman has developed a caring team of lawyers and staff who enjoy their jobs and workplace. Also, they feel gratification in benefitting so many others in a tangible, face-to-face way.

Blake Goodman was thrilled to receive the 2022 ThreeBestRated award for the best bankruptcy lawyer in Honolulu. He said, “We love being listed on the Three Best Rated website and are proud to carry that rating. To boast a little, I know our clients would agree with that distinction. They tell us regularly by giving us the most 5-star Yelp and 5-star Google reviews across the islands than any other bankruptcy law firm.” He is also equally proud of the way his clients treat him. He said, “I was never treated by my clients as an outsider, but as a friend.”

Over the past 20 years, his firm has become the largest bankruptcy firm and has four office locations in Honolulu, Aiea, Kaneohe, and Maui.

To get in touch with Blake Goodman, visit – https://www.debtfreehawaii.com/.

About ThreeBestRated®

ThreeBestRated® was created in 2014 with the simple goal of finding the top 3 local businesses, professionals, restaurants, health care providers, and everything in-between, in any city. Every business is meticulously handpicked by our employees. We check business’s reputation, history, complaints, ratings, proximity, satisfaction, trust, cost, general excellence, reviews, and more, using our 50-Point Inspection. We only display businesses that are verified by our employees. Other places will call this “hard work” and “unnecessary”. We call it “due diligence” and “the right thing to do”. Our website is updated on a regular basis for quality and the latest business information.

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