Card One Board Member Alex Hemmat Enhances Payment Security with AI, Tokenization, and Encryption

Card One has introduced a new layer of protection across its payment platform, rolling out AI-driven security tools along with enhanced tokenization and end-to-end encryption. This latest upgrade is designed to give businesses stronger defenses against fraud, cybercrime, and data compromise in today’s rapidly evolving payments landscape.

Under the upgraded system, actual card numbers are never exposed during transactions. Instead, payment data is converted into secure digital tokens and protected by full encryption from the moment a customer initiates a payment through final approval and settlement.

AI now plays a central role in Card One’s fraud detection approach. Its intelligent monitoring system evaluates transactions in real time, identifying unusual activity and suspicious patterns before they escalate. Machine learning algorithms continually adapt to new threats, giving businesses proactive protection instead of reacting after fraud occurs.

“These upgrades are about keeping payments fast, secure, and reliable,” said Alex Hemmat, Board Member and Consultant at Card One. “By combining AI, tokenization, and encryption, Card One helps businesses across retail, hospitality, healthcare, and other sectors protect their customers and their revenue while staying ahead of cybercriminals.”

The upgraded technology integrates smoothly with existing point-of-sale systems, virtual terminals, and online payment gateways, allowing businesses to improve security without costly hardware changes or operational interruptions.