Find Your Debt Solution At Locke Consulting Inc – The 2023 ThreeBestRated® Award Winner From London

Industry: Financial Services

British Columbia, Canada (PRUnderground) January 13th, 2023

Canadians are struggling more than ever to balance their budgets.  Runaway inflation is out of control, and the explosive cost of living has more Canadians using credit to fill the gap left after paychecks have run out.  Tom Locke, 2023 ThreeBestRated® Award Winner, from London, says “statistics help us understand how we got into this mess.  Of 38 million Canadians, only about 17 million have jobs.  Of that number about 25% work for the government, reducing the revenue generating portion of the workforce to 14.5 million people.”

Locke continues, Canada has more than 80 million bank issued credit cards in circulation, totalling about five (5) bank issued credit cards for every working Canadian. The Bank of Canada has around $113 billion of money (cash) in circulation, yet Canadians are able to charge more than $600 billion on (bank) credit cards each year.  Incomes have dropped for decades, as Canadians have increasingly used debt to pay basic living costs. Today, Canadian consumers are the most in debt people on earth.

For the past few years some folks have avoided dealing with debt by consolidating unsecured debts, such as credit cards and lines of credit, into mortgages.  The impact has been huge, now that mortgage rates are stabilizing, and house prices are plummeting this has proven to be a predictable problem.  As the recession deepens, it is imperative to deal with lingering, and often growing, debt.  A Consumer Proposal is the first line of defense against excessive debt and problem debt.  A Consumer Proposal can reduce the face value of all your debt to pennies on the dollar and allow you to make one single, affordable monthly payment.

When you need professional help to deal with your debts, reach out to London’s ThreeBestRated® Licensed Insolvency Trustee firm, Locke Consulting Inc. for the help and resources you need.

What Makes Tom At Locke Consulting Inc. Different From The Rest?

Locke Consulting Inc. is a local Licensed Insolvency Trustee firm owned by Tom Locke who has worked progressively in the insolvency industry in London, Ontario, since 1995.  Licensed Insolvency Trustees are well educated and highly trained in insolvency matters and can provide professional services tailored to each clients’ needs.

Tom and his staff enjoy helping ordinary people find solutions to difficult debt situations, this has helped Locke Consulting Inc. to be in the ThreeBestRated® listing, for the past four years, crossing the calculated 50-Point Inspection. They help you to understand your rights, from what it means to have statute-barred debts to dealing with collection agencies.

Their team can work out a settlement with your creditors to reduce all your debts to one lump sum payment or set you up with affordable payment terms. The firm has offices in London, Chatham, Sarnia & Woodstock. They focus on being accessible at any time including evenings & weekends to be there for you when you need them the most. Get in touch with them any time at for a free consultation that allows you to find a good solution for your debt challenges.

“Our consistent efforts to satisfy clients’ needs irrespective of their financial background and size of the issues has helped us to be in the ThreeBestRated® listing”, says the firm.

About ThreeBestRated®

ThreeBestRated® was created in 2014 with the simple goal of finding the top 3 local businesses, professionals, restaurants, health care providers, and everything in-between, in any city. Every business is meticulously handpicked by our employees. We check business’s reputation, history, complaints, ratings, proximity, satisfaction, trust, cost, general excellence, reviews, and more, using our 50-Point Inspection. We only display businesses that are verified by our employees. Other places will call this “hard work” and “unnecessary”. We call it “due diligence” and “the right thing to do”. Our website is updated on a regular basis for quality and the latest business information.

ThreeBestRated® has the honor of helping 4.5 million customers every month find the best businesses in any city – without any effort!

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