Top 3 Auto Insurance Coverage Questions Every Driver Asks – Fisher Stark P.A. Law Explains
Industry: Legal Services
Ever wonder how much auto insurance coverage you should carry? The personal injury lawyers at Fisher Stark P.A. answer the most frequently asked questions about car insurance.
Asheville, NC (PRUnderground) May 19th, 2020
People often ask how much auto insurance they should carry. At Fisher Stark, P.A., a North Carolina based law firm, founder Perry Fisher says the answer is simple…”You should think about carrying as much as auto insurance as you can reasonably afford.”
Drivers – both those just starting out and ones with experience – are often confused and uncertain about what the requirements are and what types of car insurance they should have.
With that in mind, here are Fisher Stark, P.A.’s answers to the top 3 auto insurance questions:
* Should I Only Carry the Minimum Auto Insurance Required by Law?
Fisher says, “It is better to be safe than sorry. Most states only require a minimum amount of liability insurance for vehicle operation, but having higher liability insurance coverage can help protect you from an uncertain future.”
* What Is The Difference Between Uninsured And Underinsured Insurance Coverage?
Fisher explains, “Uninsured motorist (UM) coverage is meant to cover you if you are in an accident caused by a driver who does not have liability insurance. These policies may also cover hit-and-run accidents. Underinsured motorist (UIM) policies provide you with coverage if the other driver’s insurance policy is insufficient to fully cover any personal injuries or other damages from an accident.”
* Should I Get Underinsured Motorist Coverage?
Brad Stark, another partner at Fisher Stark P.A. says, “Yes! We see client after client who is catastrophically injured through no fault of their own but are left holding the bag because the person who hit them does not have adequate insurance coverage.”
“Think about it, if someone hits you and only has $30,000 in available coverage, but you spend time in the hospital, miss work or are permanently hurt, that $30,000 might not be nowhere near enough to fairly compensate you.”
Stark goes on to explain,“Many drivers may choose to carry millions of dollars in UIM coverage to make sure their injuries are compensated above the minimum required insurance coverage. So you may want to consider having as much UIM coverage as you can reasonably afford.”
The attorneys at Fisher Stark, P.A. understand the impact that a car accident can have a client’s health as well as other non-economic damages that could potentially ruin a client’s career.
About Fisher Stark P.A.
Fisher Stark, P.A. is a highly respected personal injury law firm in Asheville, NC. They provide experienced legal help for clients in Buncombe County and some parts of Western North Carolina. Collectively, their team of attorneys – Perry Fisher and Brad Stark – have more than 40 years of trial practice and have participated in hundreds of personal injury and accident jury trials, and helped many others resolve their claims or cases fairly. They work hard to get clients the justice & fair compensation they deserve. Call Fisher Stark, P.A. at 828-505-4300 for a free consultation.